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Interchange-Related Legislation, Regulation and News

News and Resources About Interchange and Surcharges

Overall, as the volume of card payments continues to increase worldwide, the debate over interchange (also called a "swipe fee") becomes more heated. Merchants continue to pressure the industry for lower fees, while card issuers rely upon interchange for a significant portion of their revenue. In the U.S., the debate heated up in recent years; for example, in 2010, debit interchange regulation was addressed within the Dodd-Frank Wall Street Reform and Consumer Protection Act, which includes what is known as the Durbin Amendment.

Related to interchange, surcharges for card payments (also called "checkout fees") have also received a lot of attention in the U.S. and elsewhere. The items listed below address both.


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Resources

See also more information about Commercial Card fees and revenue

In the U.S.:

Beyond the U.S.:

 In the News

 

The following news releases are accessible to the public:

Interchange Rate Schedules

Typically revised semi-annually

For member convenience, the NAPCP has condensed the networks' rate schedules to reflect U.S. Commercial Card rates exclusively:

You can also obtain interchange information and the complete schedules from the MasterCard and Visa websites; access MasterCard's rates and Visa's rates.

NAPCP Poll Results Related to News

Accessible to members and subscribers; many poll results include educational tips.

 

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Featured Items
Event Calendar

1/14/2015 » 1/15/2015
2015 NAPCP Canadian Commercial Card and Payment Conference - Toronto

4/13/2015 » 4/16/2015
2015 NAPCP 16th Annual Commercial Card and Payment Conference - San Antonio

4/13/2015
2015 Pre-Con Wkshp: Taming the Travel Beast: Tips and Tricks for Managing Your Program

4/13/2015
2015 Pre-Con Wkshp: Peering Through a Microscope at Your Program—Controls, Policies, Audit

4/13/2015
2015 Pre-Con Wkshp: Steps to Secure Your Piece of the Pie in the Global Arena



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