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Interchange Legislation, Regulation and News

News and Resources About Interchange and Surcharges

Overall, as the volume of card payments continues to increase worldwide, the debate over interchange (also called a "swipe fee") becomes more heated. Merchants continue to pressure the industry for lower fees, while card issuers rely upon interchange for a significant portion of their revenue. In the U.S., the debate heated up in recent years; for example, in 2010, debit interchange regulation was addressed within the Dodd-Frank Wall Street Reform and Consumer Protection Act, which includes what is known as the Durbin Amendment.

Related to interchange, surcharges for card payments (also called "checkout fees") have also received a lot of attention in the U.S. and elsewhere. The items listed below address both.


 

Resources

See also more information about Commercial Card fees and revenue

In the U.S.:

Beyond the U.S.:

 In the News

 

The following news releases are accessible to the public:

NAPCP Poll Results Related to News

Accessible to members and subscribers; many poll results include educational tips.

 

Most, but not all, items within the Resource Center pages are exclusively available to NAPCP members. Items that are accessible to both members and subscribers are denoted with a diamond (♦). Join the NAPCP as a member or complimentary subscriber today.

 

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Featured Items
Event Calendar

9/16/2015
Complimentary Webinar | Breaking Up Is Hard to Do: Changing Card Providers

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Presentation by Fraedom | How to Use Technology to Make Indirect Procurement Spend Pay for Itself

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Webinar by U.S. Bank: Strategies that Make Virtual Payments a Win-Win for Buyers and Suppliers

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NAPCP Commercial Card Regional Forum - Sugar Land, TX

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2016 NAPCP Canadian Commercial Card and Payment Conference - Toronto

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