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NAPCP Year-Round Partner Sponsors
The NAPCP thanks its year-round Partner Sponsors for supporting education, networking and best practices industry-wide. With their partnership, the NAPCP can better understand market forces, develop long-range goals, and deliver relevant resources.

Please visit Partner Sponsor websites often for news and updates. The annual NAPCP Global Provider Directory is a comprehensive reference for end-users seeking more information about Commercial Card and payment providers.

Elite Partner:
Capital One

Gold Partners:
American Express
Visa, Inc.

Silver Partners:
BMO Financial Group
First Bankcard, a division of
  First National Bank of Omaha
Chase and J.P. Morgan
MUFG Union Bank, N.A. 
U.S. Bank

Alliance Partners:
Bank of America              Merrill Lynch
CSI globalVCard
Wells Fargo Bank, N.A.

Year-round partner sponsorship information

Elite Partner Sponsor

Capital One’s Treasury Management division offers a full-suite of corporate card solutions - including corporate travel and purchasing cards and electronic accounts payable. Our company began as a pioneer in offering innovative card solutions to meet the needs of our clients and has since grown into a diversified financial services company. We’re currently a Top 10 United States Bank based on asset size. Throughout our journey, we have remained committed to offering best-in-class card features, digital solutions, and superior service for our clients.

Gold Partner Sponsors

Through its Global Corporate Payments division, American Express offers a suite of B2B and T&E payment solutions that help organizations streamline processes and transform them into opportunities for savings, control and efficiency. American Express can help your organization increase working capital flexibility and strengthen relationships with suppliers. For more information, visit

Fraedom's technology gives companies a better way to manage business spend. We put you in control of every transaction – deep into the T&E process and across the breadth of B2B payments – as well as saving you money, increasing control and freeing up employees. Over 124,000 companies benefit from our technology including world leaders Visa, Rio Tinto and the Government of Canada. With our 15 year pedigree and consultative approach it’s easy to see why so many customers and partners trust us with their business critical transactions. Find out more at

Visa®, the world's leading payment brand and largest payment system, offers a suite of commercial payment solutions designed to help organizations save time and money.


Silver Partner Sponsors

BMO Treasury & Payment Solutions, a division of BMO Financial Group (BMO), is a top ten commercial card provider in North America. BMO Treasury & Payment Solutions' products are widely used by corporations, non-profit and government sector organizations to manage, control and gain better visibility into their commercial spending.
We help organizations manage expenses more efficiently with a full range of payment solutions—from commercial card products including purchasing, travel & entertainment, fleet and all-in-one cards, to electronic payment options such as ACH and DEFT. Benefit from advanced online reporting tools and the global acceptance of the MasterCard® network. For more information, contact us at: or 1-877-262-5907, or visit our website:

First Bankcard provides a suite of card solutions for the small-to-mid-sized business. Whether you're looking for rewards, a corporate T&E card, or exploring ways to reduce the time and expense of processing highly repetitive business purchases, our in-house flexibility allows us to create a customized program for you. First National Bank's card programs give you the ability to place electronic controls and restrictions on where and how cards are used, as well as provide your company an easy-to-use web-based reporting solution. To learn more about how First Bankcard can help make a positive impact to your bottom line, call (877) 834-7283, or visit us online at

Chase and J.P. Morgan can provide you with a tailored approach and timeline to support your Commercial Card program goals. Our solutions help you capture more spend so you can get the most value from your payables, deliver more rebate revenue and achieve greater working capital gains. The benefits of ePayables like purchasing cards and virtual accounts are well documented and include working capital gains, improved spend controls, more efficient processes and better spend visibility. With Single-Use Accounts, we can help you hold on to cash longer while creating rebate opportunities and automating "one-off” transactions and/or higher-value spend requiring A/P control. 

MasterCard continues to be a global leader in pioneering end-to-end payment solutions for corporations, small businesses and the public sector. MasterCard business-to-business innovations include the first business card, the first purchasing card, the only fleet card for both fuel and maintenance, and the unique Corporate Multi Card; which combines any combination of payment needs (travel, purchasing, and fleet) onto one card platform. 

New to the suite of innovative payment solutions is MasterCard Payment GatewayTM. The MasterCard Payment Gateway is a flexible enterprise-wide payment processing platform for routing commercial payments between buyers, suppliers and their financial institutions. This innovative offering gives companies a streamlined total payables solution designed to increase productivity and profits with enhanced security, while simplifying the entire payments process.

For more information, contact MasterCard at (888) 321-9119 or visit

MUFG Union Bank, N.A. is a full-service bank with offices across the United States. We provide a wide spectrum of corporate and commercial banking solutions to meet the needs of customers, including a full suite of transaction banking services. With assets of $113.7 billion (USD), as of December 31, 2014, the bank has strong capital reserves, credit ratings and capital ratios relative to peer banks. MUFG Union Bank is a proud member of the Mitsubishi UFJ Financial Group (NYSE: MTU), one of the world’s largest financial organizations. 

The PNC Financial Services Group, Inc. is one of the nation's largest diversified financial services organizations and a leading provider of commercial card services. PNC's unparalleled industry expertise and innovative technology solutions can help you maximize the efficiencies and cost savings associated with the usage of commercial cards. Our dedicated advisors work with you, providing consultative support to identify and integrate card usage within your current distributed or centralized payables processes. You can take advantage of and integrate greater payment controls while benefiting from the economics, efficiency and portability of commercial cards.

PNC also provides innovative solutions to help you transform your payables management processes by developing a payment protocol—a strategic way to maximize value and achieve an optimum payment mix when converting from paper-based payments to electronic payments. For more information on how we can help you achieve your business goals, visit

Delivering traditional card-based payment products as well as cardless, mobile, and online solutions, U.S. Bank Corporate Payment Systems (CPS) helps commercial clients around the world reduce payment costs, enhance controls, and streamline their payment process. CPS focuses on client-centric innovations – such as EMV chip cards – and spans aviation, healthcare, payables, fleet, transportation, and travel. Visa and Master Card solutions are offered in the United States, Canada and Europe.

Alliance Partner Sponsors


Bank of America Merrill Lynch is a leading provider of card solutions to large and middle market companies, globally, and to federal, state and local government entities in the United States. We will work with you to understand your unique payments processes and work to deliver integrated electronic solutions designed to increase efficiency, visibility and control. We offer card technologies that deliver easier and faster access to consolidated global data, and products to target and increase supplier acceptance and benefits — helping you to reduce costs, increase working capital and improve process efficiencies. For more information please visit us at

Citi®, the leading global financial services company, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi® provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Additional information may be found at
Twitter: @CitiGTS | YouTube:| Blog: |
Facebook: | LinkedIn:



For 25 years, CSI Enterprises has provided innovative payment solutions to world leading brands, while providing the highest level of customer service. The company’s highly secure financial payment products include the globalVCard® virtual payment solutions and award-winning mobile payment applications, corporate purchasing cards, and business fleet fueling/maintenance payment cards. Businesses rely on CSI’s globalVCard products to reduce costs and increase profits in all areas of B2B payments, including accounts payable, business travel spending and fuel purchases. Learn more about CSI globalVCard at

DATABASICS Expense is the solution which completes your P-Card and Corp-Card Programs. DATABASICS provides cloud-based, next generation Expense Reporting, Timesheet Management, and Invoice Processing automation. Specializing in meeting the most rigorous requirements, DATABASICS offers the highest level of service to its customers around the world.  DATABASICS is relied upon by leading organizations representing the major sectors of the global economy: financial services, healthcare, manufacturing, research, retail, engineering, non-profits/NGOs, technology, federal contractors, and more. DATABASICS Expense is available from any PC or mobile device, making it easy to access for users and administrators.

DATABASICS is headquartered in Reston, Virginia (USA). For more information, please visit: or email:  Connect with DATABASICS on Twitter, LinkedIn, and the DATABASICS Blog.

The Scotiabank Commercial Card program delivers a one-card expense management solution for corporate travel & entertainment expenses, small-dollar purchasing, or both. This flexible, scalable program offers the universal acceptance and purchasing power businesses need along with the ability to control costs and reduce time-consuming reconciliation. The Commercial Card program automates and consolidates your company’s expense management and reporting via the web, and integrates with your company’s existing processes and back-end systems. And with our Visa Payables Automation program, you can improve accounts payable processing to maintain cash flow and liquidity for your business. Our team of Commercial Card specialists can design and implement a customized program that meets your company’s needs, and provide dedicated, ongoing support to help you maximize your program’s profit potential. Please learn more about Scotiabank Commercial Card programs today. 

At TSYS, (NYSE: TSS), we believe payments should revolve around people — not the other way around. We call this belief "People-Centered PaymentsSM." By putting people at the center of every decision we make, TSYS supports financial institutions, businesses and governments in more than 80 countries. Through NetSpend, a TSYS Company, we empower consumers with the convenience, security, and freedom to be self-banked. TSYS offers issuer services and merchant payment acceptance for credit, debit, prepaid, healthcare and business solutions.

TSYS’ headquarters are located in Columbus, Georgia, with local offices spread across the Americas, EMEA and Asia-Pacific. TSYS provides services to more than half of the top 20 international banks, and has been named one of the 2013 World's Most Ethical Companies by Ethisphere magazine. TSYS routinely posts all important information on its website, for more please visit us at

Wells Fargo Bank offers the WellsOne™ Commercial Card, a "one-card" solution that can be tailored for each company's unique needs, offering the flexibility to pay for purchasing, travel and entertainment (T&E) and fleet expenses. Our robust Internet reporting solution, Commercial Card Expense Reporting (CCER), offers comprehensive reporting and program management tools that can be easily employed to streamline processes and make a positive impact to the bottom line.

Through its Global Corporate Payments division, American Express offers a suite of B2B and T&E payment solutions that help organizations streamline processes and transform them into opportunities for savings, control and efficiency. American Express can help your organization increase working capital flexibility and strengthen relationships with suppliers. For more information, visit
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Shifting Perspective: Increasing Supplier Acceptance in Your ePayables

Complimentary Webinar by Taxback International | VAT Recovery: What’s in it for me?

Complimentary Webinar by American Express Canada | Holding Onto Your Money Longer

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MUFG Virtual Demo: Cards Authorized While You Watch – is it Magic or Buyer-Initiated Payments

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