Print Page   |   Contact Us   |   Your Cart   |   Sign In   |   Learn More
NAPCP Search
Interchange Rates

Each year, typically semi-annually in April and October, MasterCard and Visa revise their respective interchange rate schedules, which address all types of cards (consumer and commercial) and vary by country.

 MasterCard 

Visa 

American Express

  • Competitive rates available to merchants for card acceptance are based on business operations and transaction patterns and are confidential between American Express and the merchant.
Commercial Card Types  United States Commercial Card rates include these card types: 
  • Business: Normally used by small- to medium-sized businesses to keep business expenses separate from personal finances
  • Corporate: For travel and entertainment (T&E) expenses
  • Purchase/Purchasing: For a variety of business expenses (goods and services)
  • Fleet: For vehicle fuel, parts and maintenance expenses
  • Government Services Administration (GSA): Cards used to manage government T&E, fleet, and other business expenses (goods, services, petty cash)

MasterCard Canada

 Visa Canada

Bank Identification Numbers

Commercial Card interchange rates are often tied to a card's bank identification number (BIN), also known as issuer identification number (IIN), which is the first six digits of the card number. In many instances, the BIN/IIN also identifies the type of card product. 

Items that are accessible to both members and subscribers are denoted with a diamond (♦).Join the NAPCP as a member or complimentary subscriber today. 

 

Sign In
Sign In securely
Featured Items
Event Calendar

5/2/2017
Refine Your Auditing Procedures to Combat Fraud and Misuse

6/6/2017
NAPCP EMEA Commercial Card Regional Forum - London, England

8/1/2017
An Interactive Look Into the Certified Purchasing Card Professional Credential

9/20/2017 » 9/21/2017
2017 NAPCP Canadian Commercial Card and Payment Conference - Toronto

Copyright © 1999 - 2017 NAPCP - Advancing Commercial Card & Payment Practices Worldwide
Certified Purchasing Card Professional Credential 
The next application due date is April 28, 2017
 
for the June 2017 testing.
Complimentary resource for all website visitors.
Order your copy today!
NAPCP members, $159; non-members, $209