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Suppliers' Acceptance of Commercial Card Payments

Build stronger relationships with your suppliers through education about card acceptance. Learn about the economics, benefits, challenges, and data security measures, such the PCI DSS, EMV standard, and chip and PIN cards.


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Access the 2014 Research Report on End-User Perspective on Suppliers' Acceptance of Commercial Card Payments

The results are in! First Annapolis Consulting and NAPCP collaborated on surveys conducted in 2009 and 2013 on the topic of supplier acceptance. This 2014 research report is a compilation of those two surveys.  

Members, see more about supplier acceptance.

♦ Members and subscribers, see the associated Executive Summary. The full report can be purchased in the NAPCP Store
Not yet a member? Visit to register today.


Working with Suppliers


For NAPCP members:

This 2014 report compares the surveys of 2009 and 2013 in the End-User Perspective on Suppliers' Acceptance of Card Payments, complete with many recommendations, by the NAPCP and First Annapolis Consulting.

Non-members can purchase the full report in the NAPCP Store

Click here for the 2010 report based solely on 2009 survey results.

Surcharges in Conjunction with Card Payments

 Access a variety of resources to help you work with suppliers and improve your supplier strategies; for example, exclusive to members is information on the economics of card acceptance and benefits to suppliers.

Share Supplier Communication Materials and Access Samples (open to end-user members only)

Gain an understanding of the fees related to card acceptance (interchange and merchant discount) and read about related legislation. 

Poll Results

 Data Security Network Resources
Members and  subscribers, view poll results pertaining to suppliers' acceptance of card payments, surcharging, Level 3 data and more. Many poll results include educational tips.

 Data security is a key challenge in the card industry, as security breaches can be very costly. Learn about measures intended to improve data security, such as the PCI DSS and EMV/Chip and PIN.

The card networks offer various resources related to card acceptance; see MasterCard information for U.S. merchants and Visa information for U.S. merchants.

Members, also view: MasterCard and Visa U.S. Rules for Merchants Regarding Surcharges


Available for Purchase
Suppliers' Acceptance of Card Payments (based on 2013 research by the NAPCP and First Annapolis Consulting)
 Video: Hear Frank Martien of First Annapolis Consulting 
share his insight regarding supplier acceptance.


Visit the Resource Center for specific topics and more resources.

Most, but not all, items within the Resource Center pages are exclusively available to NAPCP members. Items that are accessible to both members and subscribers are denoted with a diamond (♦). Join the NAPCP as a member or complimentary subscriber today.

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Featured Items
Event Calendar

4/9/2018 » 4/12/2018
2018 NAPCP U.S. Annual Commercial Card and Payment Conference - San Diego

2018 Pre-Conference Workshop: Strategies for Building the Foundation to a Successful P-Card Program

Virtual Demo: Taming the Tail—Maximise Your P-Card Programme with Additional Visibility and Control

P-Card Reconciliation: Best Practices and Strategies for Success

EMEA Commercial Card Regional Forum - London, England

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